Author Archives: Karen Oakes, Medford and Klamath Falls Oregon Bankruptcy Attorney

Karen Oakes works as a Medford Oregon bankruptcy attorney and a Klamath Falls Oregon bankruptcy attorney. She is a consumer protection and bankruptcy attorney in Southern Oregon with two offices which cover the cities of Klamath Falls, Medford, Brookings, Gold Beach, Grants Pass, Oregon. Her staff works on cases from Klamath, Lake, Josephine, Jackson, Curry, Coos, and Douglas Counties. The areas of law also include the Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), and debt defense.

Chapter 7 Bankruptcy – The Chapter 7 Fast File Bankruptcy and Frequent Questions Asked and Answered!

How much does Chapter 7 cost to file? For most cases, the attorney charges $1200 to represent a debtor in a Chapter 7 from beginning to end.  The attorney fee can vary up or down, depending on the financial circumstances of each person. Under the “Chapter 7 Fast File” option, Oakes Law Offices charges a…

U.S. Bankruptcy Court Videos

Bankruptcy Basics

Chapter 11: What is It?

Chapter 11 reorganizes, like a Chapter 13, but is usually filed by large corporations, partnerships or wealthy individuals.    Or, it is filed by those debtors whose debts exceed the limits imposed by Chapter 13 rules.    The debtor remains in control of their property (and is called a debtor in possession {DIP}).   The debtor continues the operation of…

Chapter 13: What is it?

A Chapter 13 bankruptcy is a bankruptcy case filed under Chapter 13 of the U.S. Bankruptcy Code. The Bankruptcy Code is part of Title 11 of the United States Code. Chapter 7 is titled “Liquidation”. Some other sections of Title 11 apply to Chapter 13 Debtors even though the rules are in different chapters. For…

Chapter 7: What is it?

A Chapter 7 bankruptcy is a bankruptcy case filed under Chapter 7 of the U.S. Bankruptcy Code.   The Bankruptcy Code is part of Title 11 of the United States Code. Chapter 7 is titled “Liquidation”. Some other sections of Title 11 apply to Chapter 7 Debtors even though the rules are in different chapters….

Frequently Asked Questions about Bankruptcy

Q. What is the difference between Chapter 7 and Chapter 13? A. A Chapter 7, also known as a straight bankruptcy, is a person’s most powerful weapon. It makes most debts disappear without paying them back at all. Straight bankruptcy is a good idea if someone realistically cannot expect to pay a significant portion of…

Are You An Oregonian Concerned About Your Financial Health?

      Thousands of Oregonians have been successful in rebuilding their financial health and eliminating stress by using the tools provided by Congress in the United States Bankruptcy Code.  They have been able to move on to financial health and to rebuild their credit. First Step Towards Relief From Stress Is A Phone Call…

Karen M. Oakes, Southern Oregon Consumer Bankruptcy Attorney

Karen Oakes, Oakes Law Offices, P.C.